Field Credit Officer (Ogun)

Moniepoint, a fast-growing fintech in Nigeria, is hiring a Field Credit Officer in Ogun to onboard businesses for credit products. This role focuses on assessing business viability, managing loan portfolios, and ensuring repayment while leveraging proprietary tools for performance monitoring. The position emphasizes the 5Cs of credit—capacity, character, and capital—with a focus on profitability and geographic expansion.

What it offers

This is an outsourced, onsite job with responsibilities including business onboarding, credit assessment, loan approvals, and physical site evaluations. The role requires strategic recommendations to management regarding loan disbursement and portfolio management to meet profitability targets.

Who can apply

No explicit eligibility criteria are provided in the source text regarding nationality, education, or experience. The job is based in Ogun, Nigeria, and is outsourced with an onsite work mode.

What you'll do

• Onboard viable businesses in the assigned geographical area to open accounts with Moniepoint.
• Engage customers to optimize account usage for credit eligibility.
• Review and approve/decline loan requests using available data.
• Conduct physical visits to evaluate business operations, inventory, and turnover.
• Ensure loan portfolio targets (gross and profit) are met by maintaining healthy customer performance.
• Recommend actions to management regarding loan disbursement and economic factors.

How to apply

No application steps or required documents are specified in the provided text.

Good to know

• The role is part of Moniepoint’s mission to enable financial inclusion for African businesses.
• The company is ranked by the Financial Times in 2024 for its rapid growth in fintech.
• The position is outsourced with an onsite work arrangement in Ogun, Nigeria.