Field Credit Officer (Akwa Ibom)

Moniepoint, a fast-growing African fintech company ranked by the Financial Times in 2024, is hiring a Field Credit Officer in Akwa Ibom, Nigeria. This role focuses on onboarding and managing businesses accessing credit products, ensuring loan repayment, and leveraging innovative tools for performance monitoring. The position involves assessing businesses using the 5Cs of credit (capacity, character, capital) and making strategic recommendations to management.⁠​​‌​‌​​‌‌​‌​​‌​‌‌​​‌‌‌‌‌​​‌‌‌​‌​⁠

What it offers

This is an outsourced, onsite position with a focus on credit management, business onboarding, and loan portfolio growth. The role requires hands-on engagement with businesses to evaluate their creditworthiness and ensure profitability through loan disbursement and monitoring.

Who can apply

Applicants should be based in Akwa Ibom, Nigeria, with experience in credit assessment, business engagement, and financial services. No explicit education or nationality requirements are stated, but relevant financial or business experience is likely expected.

What you'll do

• Onboard and manage viable businesses in your assigned area to open accounts with Moniepoint.
• Engage customers to optimize account usage for credit eligibility.
• Review and approve/decline loan requests using available data.
• Conduct physical evaluations of businesses, including inventory and turnover assessments.
• Meet loan portfolio and profitability targets by monitoring loan performance.
• Recommend actions to management based on economic factors and credit analysis.

How to apply

No explicit application steps are provided in the source.

Good to know

• The role is outsourced and requires onsite work in Akwa Ibom.
• Experience in credit assessment, business engagement, and financial services is highly valued.
• No explicit mention of required education level or salary benefits.