Credit Officer

The Credit Officer position is a full-time role based in Nigeria, with the application deadline set for January 21, 2027. This role focuses on managing loan applications, assessing creditworthiness, and supporting loan recovery activities. The position requires candidates to be physically located near Abule Egba, Alagbado, or the Ijoko axis in Lagos State. The role emphasizes strong communication, analytical skills, and attention to detail, with a preference for candidates with prior experience in credit or lending. Salary ranges from NGN 70,000 to NGN 80,000 per month.⁠‌​‌‌‌‌‌‌‌‌‌​​​​‌‌‌‌​‌​​​​‌​‌‌‌‌​⁠

What it offers

• Monthly salary of NGN 70,000–80,000
• Opportunity to work in a customer-facing role within the financial sector
• Experience in loan processing, credit assessment, and recovery operations

Who can apply

Applicants must be located within close proximity to Abule Egba, Alagbado, or the Ijoko axis in Nigeria. Minimum qualification: SSCE (or equivalent), with 2+ years of experience. Preference is given to candidates with experience in credit or lending roles. Basic computer skills, strong communication, and analytical abilities are required.

What you'll do

• Receive and review loan applications
• Assess customers' creditworthiness and repayment capacity
• Verify customer information and loan documents
• Recommend loan approvals based on company policies
• Monitor loan repayments and follow up on overdue loans
• Maintain accurate customer and loan records
• Support loan recovery activities
• Prepare loan performance reports
• Build and maintain customer relationships

How to apply

• Submit applications by January 21, 2027
• Ensure proximity to Abule Egba, Alagbado, or Ijoko axis
• Provide proof of location (if required)

Good to know

• No formal degree required beyond SSCE
• Previous credit/lending experience is an advantage
• Physical presence in specified Lagos areas is mandatory