Credit Risk Manager

Oya Microcredit Ltd is hiring a full-time Credit Risk Manager in Nairobi, Kenya to oversee credit risk assessment, approve loan appraisals, monitor the portfolio, and lead the Credit Risk team.

What it offers

• A full-time role based in Nairobi, Kenya
• Reports to the CEO

Who can apply

Qualifications & Requirements section is not fully provided in the source.

What you'll do

• Oversee credit risk assessment and ensure thorough evaluation of all loan applications
• Guide and supervise Credit Risk Analysts in analyzing financial statements, cash flows, leverage ratios, and collateral adequacy
• Review and approve credit appraisal reports, ensuring quality and consistency in risk analysis
• Establish and enforce appropriate credit limits, terms, and risk mitigation strategies
• Monitor the loan portfolio and proactively identify early warning signs of default
• Ensure full compliance with internal credit policies and regulatory requirements
• Continuously review and enhance credit risk frameworks, policies, and scoring models
• Stay updated on legal, regulatory, and market risk developments affecting the business
• Prepare and present comprehensive risk reports and recommendations to senior management
• Collaborate closely with Call Center, Operations, Portfolio, and Finance teams to effectively manage portfolio risk
• Lead, mentor, and develop the Credit Risk team to drive performance and accountability

How to apply

• Location: Nairobi, Kenya
• Employment Type: Full-Time
• Closes: 2026-09-15